EFFECTIVE DATE: January 1, 2009
| Type | Variable** Rate APR* | Fixed Rate APR* |
| Personal Unsecured Line of Credit | ||
| APR* | 11.4% - 16.4% | 12.9% - 17.9% |
| Payment Amount | 2.6% of Balance | 2.6% of Balance |
| Fixed Rate APR*+ Payroll and Automatic | Fixed Rate APR* Cash | |
| $500 to $1,500 (18 month term) | 9.99% -17.75% | 10.24% - 18.00% |
| $1,501 to $2,500 (24 month term) | 10.49% -17.75% | 10.74% - 18.00% |
| $2,501 to $5,000 (36 month term) | 10.99% -17.75% | 11.24% - 18.00% |
| $5,001 to $15,000 (48 month term) | 11.49% -17.75% | 11.74% - 18.00% |
| $15,001 to $25,000 (60 month term) | 11.99% -17.75% | 12.24% - 18.00% |
Unsecured personal loan rates are subject to creditworthiness, ranging from low to high shown.
All Rates and Terms are subject to change without notice.
*APR = Annual Percentage Rate.
+Freedom loan rates reflect 1/4% discount for automatic payroll deducted payments and are subject to creditworthiness, ranging from low to high shown.
**Variable rates may increase or decrease during the term of the loan.
Payment example for Line-of-Credit:
Payment calculated at 13.9% APR would have payments at $26.00 per $1,000 borrowed.
Payment example For Closed End Loan:
Payment calculated at 10.99% APR for 36 months would have payments of $163.69 on a loan amount of $5,000.00.
All loans are subject to creditworthiness.
To view other rates, click here!
1The links provided within this area are for our Members' convenience and in no way imply an endorsement. The links may take you to other web sites, which may or may not be secure. The Credit Union does not operate these web sites and is not responsible for their content, security or privacy. Any issue arising from content, the use of transactions with or inability to access these sites, should be directed to the actual site owner.
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